Lately, the baby daddy and I, have been talking about buying a house! Exciting, yes, SCARY? Hell yeah! I want a house that I am happy with, not perfect, as there's no such thing, but happy with. It's hard. We've been looking, a few times, we thought we saw what we wanted, but I haven't got "the feeling". I don't want to feel like I'm stuck in a home that I don't like. Also while looking I started thinking about our financial situation. We have some small debts that we are paying over time, however, wouldn't it be nice to buy a house and have no debt! So what does that mean for me? That means sitting down and actually writing a budget, it means not eating out as much, or stopping to buy coffee ( I usually only stop once a week). I don't want to feel like we are living paycheck to paycheck when we buy a new house. What am I doing to get rid of debt? I have listed them all. When googling "get rid of debt" one of the first links pointed me to Dave's Ramsey's Snowball Effect. This is how I plan to attack those debts.
It's funny how much of my debt belongs to school loans. To think we work so hard to earn a college degree, to only complete college, and have a loan bigger than what you make per year. Oh well.